In this course, you’ll go through the entire process of buying a home – from making the initial decision to buy, all the way through closing!
In LESSON 1 you’ll get started with the process. You’ll discuss advantages of buying and renting, and other details that influence your decision to buy.
In LESSON 2 we’ll discuss your finances. First, we look at your budget and how you can estimate expenses for a new home. Then we’ll calculate your debt-to-income (DTI) ratio and discuss how your credit report factors into getting a loan. We’ll briefly discuss how to find a lender and the paperwork you’ll need to gather.
In LESSON 3 we’ll go through the process of shopping for a home. We’ll help you define your wants and needs, and show you how to evaluate and select a realtor to help you through the process. You’ll learn what to look for when previewing a home, so you can identify issues with the home and avoid costly problems.
LESSON 4 is where you get serious! You’ll submit an offer and go through the option period. We’ll discuss the process and timeline for doing your research to be sure the house you’ve selected is going to work for you without surprises! We’ll review the contracts and what to expect all the way through closing and getting your new keys!